Citex built the UniCash app as a Free app. This SERVICE is provided by Citex at no cost and is intended for use as is.
TERM & INTEREST:
Limit: 1,000,000 VND -50,000,000 VND
Term: at least 91 days, up to 180 days
Interest rate: Annual interest rate (APR) minimum 10%, maximum not more than 16%.
Service fee: None (0)
Objective: We only provide lending services to Vietnamese citizens aged 18 and over.
If you borrow VND 4,000,000 online with a term of 150 days, the interest rate is 16%, so:
Total profit: 264,000 VND (ie: 4,000,000 * 16% / 365 * 150）
Monthly amount is: 53,000 VND (ie: 4,000,000 * 16% / 365 * 30）
The total amount is: 5,264,000 VND (ie: 4,000,000 * 16% / 365 * 150 + 5,000,000 VND
Vietnamese citizens from 18-50 years old
Have a stable job and be able to repay the loan
Have a bank account
This page is used to inform visitors regarding my policies with the collection, use, and disclosure of Personal Information if anyone decided to use my Service.
Information Collection and Use
For a better experience, while using our Service, I may require you to provide us with certain personally identifiable information. The information that I request will be retained on your device and is not collected by me in any way.
The app does use third-party services that may collect information used to identify you.
I want to inform you that whenever you use my Service, in a case of an error in the app I collect data and information (through third-party products) on your phone called Log Data. This Log Data may include information such as your device Internet Protocol (“IP”) address, device name, operating system version, the configuration of the app when utilizing my Service, the time and date of your use of the Service, and other statistics.
Cookies are files with a small amount of data that are commonly used as anonymous unique identifiers. These are sent to your browser from the websites that you visit and are stored on your device’s internal memory.
This Service does not use these “cookies” explicitly. However, the app may use third-party code and libraries that use “cookies” to collect information and improve their services. You have the option to either accept or refuse these cookies and know when a cookie is being sent to your device. If you choose to refuse our cookies, you may not be able to use some portions of this Service.
I may employ third-party companies and individuals due to the following reasons:
- To facilitate our Service;
- To provide the Service on our behalf;
- To perform Service-related services; or
- To assist us in analyzing how our Service is used.
I want to inform users of this Service that these third parties have access to their Personal Information. The reason is to perform the tasks assigned to them on our behalf. However, they are obligated not to disclose or use the information for any other purpose.
I value your trust in providing us your Personal Information, thus we are striving to use commercially acceptable means of protecting it. But remember that no method of transmission over the internet, or method of electronic storage is 100% secure and reliable, and I cannot guarantee its absolute security.
Links to Other Sites
These Services do not address anyone under the age of 13. I do not knowingly collect personally identifiable information from children under 13 years of age. In the case I discover that a child under 13 has provided me with personal information, I immediately delete this from our servers. If you are a parent or guardian and you are aware that your child has provided us with personal information, please contact me so that I will be able to do the necessary actions.
This policy is effective as of 2022-08-26